Interest Tables

Values of Interest Factors When n Equals Infinity

Single Payment:

Uniform Payment Series:

Arithmetic Gradient Series:

(F/P, i,∞) =∞

(A/F, i,∞) = 0

(A/G, i,∞) = 1/i

(P/F, i,∞) = 0

(A/P, i,∞) = i

(P/G, i,∞) = 1/i2

(F/A, i,∞) =∞

(P/A, i,∞) = 1/i

1/4% Compound Interest Factors

n

Compound Amount Factor

Present Worth Factor

Sinking Fund Factor

Capital Recovery Factor

Compound Amount Factor

Present Worth Factor

Gradient Uniform Series

Gradient Present Worth

n

1

1.003

0.9975

1

1.0025

1

0.998

0

0

1

2

1.005

0.995

0.4994

0.5019

2.003

1.993

0.499

0.995

2

3

1.008

0.9925

0.3325

0.335

3.008

2.985

0.998

2.98

3

4

1.01

0.9901

0.2491

0.2516

4.015

3.975

1.497

5.95

4

5

1.013

0.9876

0.199

0.2015

5.025

4.963

1.995

9.901

5

6

1.015

0.9851

0.1656

0.1681

6.038

5.948

2.493

14.826

6

7

1.018

0.9827

0.1418

0.1443

7.053

6.931

2.99

20.722

7

8

1.02

0.9802

0.1239

0.1264

8.07

7.911

3.487

27.584

8

9

1.023

0.9778

0.11

0.1125

9.091

8.889

3.983

35.406

9

10

1.025

0.9753

0.0989

0.1014

10.113

9.864

4.479

44.184

10

11

1.028

0.9729

0.0898

0.0923

11.139

10.837

4.975

53.913

11

12

1.03

0.9705

0.0822

0.0847

12.167

11.807

5.47

64.589

12

13

1.033

0.9681

0.0758

0.0783

13.197

12.775

5.965

76.205

13

14

1.036

0.9656

0.0703

0.0728

14.23

13.741

6.459

88.759

14

15

1.038

0.9632

0.0655

0.068

15.266

14.704

6.953

102.244

15

16

1.041

0.9608

0.0613

0.0638

16.304

15.665

7.447

116.657

16

17

1.043

0.9584

0.0577

0.0602

17.344

16.624

7.944

131.992

17

18

1.046

0.9561

0.0544

0.0569

18.388

17.58

8.433

148.245

18

19

1.049

0.9537

0.0515

0.054

19.434

18.533

8.925

165.411

19

20

1.051

0.9513

0.0488

0.0513

20.482

19.485

9.417

183.485

20

21

1.054

0.9489

0.0464

0.0489

21.534

20.434

9.908

202.463

21

22

1.056

0.9465

0.0443

0.0468

22.587

21.38

10.4

222.341

22

23

1.059

0.9442

0.0423

0.0448

23.644

22.324

10.89

243.113

23

24

1.062

0.9418

0.0405

0.043

24.703

23.266

11.38

264.775

24

25

1.064

0.9395

0.0388

0.0413

25.765

24.206

11.87

287.323

25

26

1.067

0.9371

0.0373

0.0398

26.829

25.143

12.36

310.752

26

27

1.07

0.9348

0.0358

0.0383

27.896

26.078

12.849

335.057

27

28

1.072

0.9325

0.0345

0.037

28.966

27.01

13.337

360.233

28

29

1.075

0.9301

0.0333

0.0358

30.038

27.94

13.825

386.278

29

30

1.078

0.9278

0.0321

0.0346

31.114

28.868

14.313

413.185

30

36

1.094

0.914

0.0266

0.0291

37.621

34.387

17.231

592.499

36

40

1.105

0.9049

0.0238

0.0263

42.014

38.02

19.167

728.74

40

48

1.127

0.8871

0.0196

0.0221

50.932

45.179

23.021

140.055

48

50

1.133

0.8826

0.0188

0.0213

53.189

46.947

23.98

1125.777

50

52

1.139

0.8782

0.018

0.0205

55.458

48.705

24.938

1214.588

52

60

1.162

0.8609

0.0155

0.018

64.647

55.653

28.751

1600.085

60

70

1.191

0.8396

0.0131

0.0156

76.395

64.144

33.481

2147.611

70

72

1.197

0.8355

0.0127

0.0152

78.78

65.817

34.422

2265.557

72

80

1.221

0.8189

0.0113

0.0138

88.44

72.427

38.169

2764.457

80

84

1.233

0.8108

0.0107

0.0132

93.343

75.682

40.033

3029.759

84

90

1.252

0.7987

0.00992

0.0124

100.789

80.504

42.816

3446.87

90

96

1.271

0.7869

0.00923

0.0117

108.349

85.255

45.584

3886.283

96

100

1.284

0.779

0.00881

0.0113

113.451

88.383

47.422

4191.242

100

104

1.297

0.7713

0.00843

0.0109

118.605

91.48

49.252

4505.557

104

120

1.349

0.7411

0.00716

0.00966

139.743

103.563

56.508

5852.112

120

240

1.821

0.5492

0.00305

0.00555

328.306

180.312

107.586

19398.985

240

360

2.457

0.407

0.00172

0.00422

582.745

237.191

152.89

36263.93

360

480

3.315

0.3016

0.00108

0.00358

926.074

279.343

192.67

53820.752

480